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Important Disclaimer

Summit Portfolio Management (SPM) is a fee-based Investment Advisor registered with the Securities Exchange Commission and the various states as required by law. The use of this site acknowledges that you are 18 years old or older, have read, understand and will abide by the terms of use, legal notices, and disclaimers contained below:

All investments involve risk. There can be no guarantee that the strategies, tactics and methods discussed here will be successful. International investments entail greater risks than US securities. These risks include political and economic uncertainties of foreign countries, as well as the risk of currency fluctuations, political risks, different methods of accounting and financial reporting, and foreign taxes.

There are no warranties, expressed or implied, as to the accuracy, completeness, or results obtained from any information posted on this or any linked website. Linked websites contain policies and provisions that differ from this website.

This website does not constitute a solicitation of investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists.

SPM will not be liable for any loss resulting directly or indirectly from the use of this site, caused in whole or part by its negligence or compiling, interpreting, reporting or delivering this site and any content through this site.

This website is for general information and educational purposes only, and must not be considered investment or financial planning advice. Such advice must be tailored to your individual situation and objectives. Investors should consult all available information, including fund prospectuses, and investment legal and accounting professionals, before making any investment. The use of this website shall not create a client-advisor relationship.

This site does not constitute a complete description of our investment services and is for informational purposes only. For a complete description of our services, fees, methods, and qualifications, please refer to our SEC Disclosure Statement (ADV Part II). The information expressed in the site is not an offer to buy or sell any securities.

Past Performance

Nothing on this site should be interpreted to state or imply that past results are an indication of future performance. Investing involves risk. Securities prices fluctuate in value and may be worth more or less than present value in the future. The contents of this website are provided for informational and educational purposes only. All information is provided "as is", without any representations or warranties of any kind. SPM assumes no responsibility for any losses which arise out of the use of this website.

Information throughout this website, including stock quotes, charts, articles, or any other statements regarding market or other financial information, is obtained from sources which SPM and its suppliers believe reliable. SPM does not warrant or guarantee the timeliness or accuracy of this information. Neither SPM’s information providers nor SPM shall be liable for any errors or inaccuracies.

Index or asset class returns shown are historical and include the change in share price, reinvestment of dividends, and realized/unrealized capital gains. Indexes are unmanaged and do not reflect the impact of transaction costs.

Transaction costs would have reduced the total returns.

Returns quoted for mutual funds, exchange traded funds, or other securities, are computed prior to our management fee and any transaction fees from the custodian. These fees would have reduced performance.

No representation is made that any illustration reflects the actual performance of any client. Actual client results will vary due to tax consequences, fees, transaction costs, cash flows, and/or short holding periods. Individual performance may vary substantially.

The information contained in this website is not intended to provide legal, accounting, tax or specific investment advice.

Investors should consult their own attorneys or tax advisors in order to understand the tax consequences of any products and services described in the site.


The information in this website is not intended for re-distribution. Reproduction by any means without the express written permission of SPM is prohibited.

Information contained in this site is the property of SPM and is protected by copyright and intellectual property laws. Summit Portfolio Management is a registered service mark.

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